Choose a Strategy
There are two main strategies to choose from. Which you choose will depend on what is more important to you: seeing immediate results, or saving the most money possible over the long term.
In order to use either of these strategies, you must have:
- Multiple loans: Most college students have multiple loans from various sources, both federal and private. If that’s your situation, you can take advantage of one of the following strategies.
- Not consolidated: If you consolidated your loans, the following strategies won’t help you out. However, you can still pay extra and see good savings as we illustrated earlier.
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