The first thing you need to do is to figure out how much extra cash

The first thing you need to do is to figure out how much extra cash ou can afford to put towards your student loans every month. Even just paying a few extra dollars a month can really add up over time.

To illustrate this concept, let’s suppose there are three loans:

• Loan A: A $10,000 loan at a 3.8% interest rate with a 10-year term
• Loan B: A $15,000 loan at a 4.5% interest rate with a 15-year term
• Loan C: A $20,000 loan at a 5.0% interest rate with a 20-year term